Jenzzy — free calculators and converters

Savings Goal Calculator

Set a financial target and see how monthly contributions and interest combine to get you there on Jenzzy.

Inputs

Results

Enter values to see results.

Formula

Bₙ = Bₙ₋₁(1 + r/12) + contribution

Each month the balance earns pro-rated interest then receives your deposit until the goal is met.

Example

  1. Monthly rate: r_m = 4% / 12 ≈ 0.333%
  2. Iterate: Balance grows each month with interest + $500
  3. Reach goal: ≈ 78 months= 78 months

Result: About 6.5 years to reach $50,000

Frequently Asked Questions

What if my contribution changes?

Run separate scenarios for different monthly amounts.

Is the rate guaranteed?

No. Use conservative rates for short-term goals.

Include current savings?

Yes—enter money you already have saved.

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